Small business loans to...

start your business

buy a business

expand your business

invest in your business

CF Leaf Icon

We do Small Business Loans...
Differently

Starting or growing a business comes with unique challenges. You need personal support and flexible financing that traditional banks aren’t designed to provide. Credit issues, lack of credit history, a unique business concept, or a desire for a small business savvy loan partner with deep roots in the community are why many entrepreneurs like you find their way to Community Futures Cowichan.

We’re committed to your success, offering real-world business experience, tailored advice, and thorough guidance throughout the loan application process. We take the time to understand your business deeply, acting as both a sounding board and a trusted advisor to validate your ideas and refine your plans. With flexible payment options, expert guidance, and additional resources like courses and programs, we go beyond providing loans—we’re your business ally.

Whether you’re launching your first venture or expanding an existing one, Community Futures is here to support you at every step, helping you navigate the complexities of entrepreneurship with confidence

What our Clients are Saying...

Whether you are a startup or looking to expand, a Community Futures Cowichan business loan can help you reach the next level. You won’t find a one size fits all approach here.

Shannon S
“CFC isn’t just approving good business ideas. They are checking in case it’s a bad idea – then acting as a sounding board and trusted advisor.”

Dave N
“CFC dealt with me with empathy and helped move my business forward.”

Nick G
“Community Futures makes a loan possible for a business owner like me that is not available from a bank.”

Stephanie F
“Every time I take a course I think, I didn’t know I needed that!”

Sara S
“CFC’s support was life-changing.”

Meet our Staff

Cathy Robertson

Cathy Robertson

General Manager
Kevin Rodger

Kevin Rodger

Business Analyst
Raf Korkowski

Raf Korkowski

Business Analyst
Dale Krikke

Dale Krikke

Administrator

Winter Workshops

Savvy CEO Females Program 2025

Savvy CEO Program for Female Business Owners

Join the Savvy CEO Program for Female Business Owners at Community Futures Cowichan in Duncan and connect with like-minded women to boost your confidence, gain invaluable tools, and tackle the unique challenges of balancing business and life. Starts in January 2025.
Read More

What's New!

Connect With Us...

Clients we've helped...

Old Fashioned Style Ice Cream made fresh in our Cowichan Bay store for the past decade with the original “udder guy” recipe without preservatives or additives.

 

plentiFill

plentiFILL is a refillery and zero waste store located in Duncan, British Columbia. We are on a mission to drastically reduce consumer waste in the Cowichan Valley. We carry carefully curated refills including deodorant, bubble bath, dish soap, laundry soap and more! We also carry a wide variety of zero waste essentials such as reusable tea bags, wet bags and fabric bowl covers.

Bayview Brewing Co.

Bayview Brewing is a community brewery, owned and operated by community-focused people. We have built this brewery ourselves, with the help of our family and friends.

204 Dogwood Drive, Ladysmith, BC V9G 1S8

 

 

CF Leaf Icon
GETTING STARTED

An Ongoing Commitment to Small Business

Download Our Workbook

Download our Business Plan Workbook… we call this the, “You don’t know what you don’t know book.” This helps understand a wide variety of things you need to plan for.

Get in Touch

Get in touch with a Business Advisor… come with your ideas and questions. It's just a conversation to start. Our Advisors will connect you with resources and help with your loan application.

Start An Application

Whether you need money now for your start up, you’ve reached the point when your business needs to move past being a home-based business, or your existing business needs to expand its products and services, you’ll have a Community Future’s Business Advisor to help.

Our Resources

Community Futures is a developmental lender, and we have a different approach than financial institutions. This means we may be able to provide loans to businesses that do not qualify elsewhere.

Email us

Tell us how we can help you.

CF Contact Form

*denotes a required field