Our approach to financing small business works.

An Ongoing Commitment to Small Businesses

Community Futures has been providing rural entrepreneurs with the counselling, services and supports they need to establish and grow their businesses for over 30 years. This means we may be able to provide loans to businesses that do not qualify elsewhere.

Community Futures is a developmental lender, and we have a different approach than financial institutions.

Below we have 8 different templates and resources to assist you in your business plan and budgeting. Each downloaded for your use. Please contact one of our Business Analysts with any questions or to review your plan.

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Business Information Form

Summary and Download

Provide information about your new or existing business by completing the form below. We acknowledge that some start-up businesses will not have all details finalized, fill in what you know.

Start-up businesses who have not yet registered can visit One-Stop BC Business Registration!

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Complete Your Business Plan

Summary and Download

An outline of your business - including operations, marketing & financial plans. New businesses will be required to present their full plan, while existing businesses can accompany a short form plan with their financial statements.

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Cash Flow Analysis

Summary and Downloads

Cash flow projections and/or historical financial statements, along with a breakdown of your loan requirements. The financial data should be supported by the information in the business plan.

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Listing of capital assets owned by the business (existing or to be purchased) including supported market values.

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Creditor Relationships


A summary of all creditors involved with your business, including balances/terms of credit and pledged security. Include credit cards, loans, lines of credit, equipment leases, mortgages, etc.

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Personal Information Summary Form

Summary and Download

All proprietors, partners or shareholders of a company applying to borrow funds with Community Futures are required to complete the contact information and statement of personal net worth form.

Client Redress Policy

If an applicant feels they have been wronged or mistreated, our Client Redress Policy (PDF) outlines the steps of the process.

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More Resources

How to Write a Business Plan

Grab our workbook for everything you need to know about a Business Plan!

Loan Calculator

Find out what you can afford to borrow.

What Community Futures Looks for in a Business Plan

When your local Community Futures staff and volunteer board assess the merits of your loan application, they take into account our own version of the classic banking industry guideline “The Five C’s of Lending.”

Cash Flow Template - Sales Forecast

Cash Flow Template - Cash Sales and Accounts Receivable

Cash Flow Template - Cash Flow Projection

Cash Flow Template - Funding Requirements and Funding Sources

Cash Flow Template - Balance Sheet

Community Futures Entrepreneurs with Disabilities Program (EDP)

The EDP is a business loans program that reduces obstacles people with disabilities or ongoing health issues may face when looking for financing.

At Community Futures we believe that managing ongoing health or disability issues should not be a barrier to business success.