Business Financing

Our approach to financing small business works.

For Entrepreneurs and Small Businesses

Get in Touch
Get Downloads

Community Futures financing is available for the start-up, acquisition or expansion of a business. Our flexible loans can assist with projects, capital expenses, start-up costs, inventory and working capital. We work with businesses to learn the nature of their financing needs and create custom loan products to help them reach their goals.

If you are interested in submitting an application or learning about our loans process, please follow these 6 steps to compile required information and prepare for a discussion with our staff.

See our Micro Loan Program (loans up to $5,000):

Micro Loan Program
CF Leaf Icon

Quick Menu

CF Leaf Icon

Step 1

Business Information Form

Provide information about your new or existing business by completing the form below. We acknowledge that some start-up businesses will not have all details finalized, fill in what you know.

Start-up businesses who have not yet registered can visit One-Stop BC Business Registration!

CFC Business Information Form
CF Leaf Icon

Step 2

Complete Your Business Plan

An outline of your business - including operations, marketing & financial plans. New businesses will be required to present their full plan, while existing businesses can accompany a short form plan with their financial statements.

CFC Business Plan Template
CF Leaf Icon

Step 3

Cash Flow Analysis

Cash flow projections and/or historical financial statements, along with a breakdown of your loan requirements. The financial data should be supported by the information in the business plan.

# 1 Sales Forecast
#2 Cash Sales and Accounts Receivable
#3 Cash Flow Projection
# 4 Funding Requirements & Funding Resources
# 5 Balance Sheet
CF Leaf Icon

Step 4

Collateral

Listing of capital assets owned by the business (existing or to be purchased) including supported market values.

CF Leaf Icon

Step 5

Creditor Relationships

A summary of all creditors involved with your business, including balances/terms of credit and pledged security. Include credit cards, loans, lines of credit, equipment leases, mortgages, etc.

CF Leaf Icon

Step 6

Personal Information Summary Form

All proprietors, partners or shareholders of a company applying to borrow funds with Community Futures are required to complete the contact information and statement of personal net worth form.

Personal Information Summary Form

Would you like feedback on your Business Plan?

Get in Touch

Would you like help on Cash Flow projections?

Get in Touch

Do you want to talk to us about your business idea?

Get in Touch

Please visit our FAQ section for additional information regarding the loan application process.

If you are ready to meet with one of our loans officers, contact us today!

Do you work with small business clients?

Maybe we can partner with you.

As a developmental lender, we can often lend money to businesses or individuals whom banks are unable to assist. Many financial institutions refer clients on to us as another potential source of financing. Or, we may work with financial institutions on joint financing for clients. Many entrepreneurs have had success using a combination of loans from both Community Futures and their financial institution.